I mentioned in my September goals that we’ve been taking a closer look at our budget and finding new ways to save. One of the easiest ways I’ve found to save money in our monthly budget is to save while grocery shopping. Since eating healthy is extremely important to our family, I’m not willing to buy cheap food just to save a few dollars, but when I can find ways to save without sacrificing on quality, I’m all in.
Lately I’ve implemented a new routine for grocery shopping and saving money. Each week Joe and I have a budget of $100 to spend on groceries; however, groceries are lumped into a larger category that includes eating out and entertainment, so if I can save money on groceries it leaves room for more fun date nights and trips to Starbucks. Oh, and saving, too!
We usually shop for most of our groceries at Target, since there is a large, nice Super Target near our house. I’ve really been impressed with the increased number of organic and natural items offered under the Target house label, and the produce is almost always good quality. Occasionally I make a trip to Costco (about 2x/month) or Whole Foods to shop from their bulk bins and buy certain cuts of meat or specialty items I can’t find elsewhere.
1. Before I grocery shop, I sit down and make a list of what we have going on for the week, this includes nights we have plans to eat out, when we’ll be home later than usual, etc.
2. After I’ve looked at our week, I will plan what meals we’re going to have. This includes browsing my Pinterest board for inspiration and digging into the archives for old favorites. Sometimes Joe has a specific request, but usually he’s fine with anything I make. I also leave room for one night I label “pantry raid” that means we’ll eat leftovers, eggs and toast, mac and cheese, etc.
3. Once I’ve nailed down what we’re going to eat, I make my grocery list. Then, I go to Target.com and search through their coupons to see if they have coupons for anything on my grocery list. They almost always have a coupon for eggs, milk and a few other staples. Lately they’ve also found coupons for money off fruit and vegetable purchases, which I love! Searching only one coupon site saves time, since I’m not keen to browse 5 or 6 different sites. I just don’t have that kind of time!
4. After I’ve found coupons on Target.com, I go to my Ibotta app. This is a new app that I can’t recommend enough. It gives you cash back via Paypal just for buying groceries! They also have a referral program, so when you refer a friend, you get more money in your account. When you download the free app, you can select your favorite stores and search for deals. For example, this week I got $3 back for buying bread (any brand) eggs (any brand) Justin’s nut butter and Greek yogurt. I appreciate that the products they have listed are often either non-brand specific or higher in quality, including many natural and organic items.
When I first heard about this app, I thought it was too good to be true, but it’s the real deal. Many times to “unlock” a deal, you simply answer a question about how often you eat or purchase a product, or learn a quick fact about the product for which the coupon is offered. I love it! To sign up, download the Ibotta app from the app store.
5. Finally, I check my Target Cartwheel app, cross-referencing what’s already on my grocery list with what discounts are available on Cartwheel. The app gives small discounts for buying certain products (usually 5 to 10%) listed. It’s not a lot, but it’s quick and it adds up.
When I’m making my list I also note now much of a Cartwheel discount I’ll get on the product. That way when I’m at the store I can compare and make sure that buy that specific brand associated with the Cartwheel discount actually makes financial sense. Sometimes it does, sometimes it doesn’t! For example, last week there was a 20% discount for a particular brand of beans but even with the cartwheel discount it was still cheaper to buy the house brand without a discount.
I think that about sums up how I’ve been shopping and saving lately. It’s amazing how many little things add up to really big things, which I love. Plus, saving money feels like a game or challenge to me, which keeps it fun instead of cumbersome.
How do you save while grocery shopping? Anything I’m missing from this list? I would love to hear!