Having a baby has a way of making you seriously re-examine your budget. You start to think about the little luxuries you enjoy every day and then realize the money spend on those luxuries could (and probably should!) be going toward more important things your child’s college fund. Although we felt we were in a position to have a baby, when we sat down to re-evaluate our budget post-baby, it was a big wake-up call to make some changes. We … Read More